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Nectar AI is an AI girlfriend app that runs in your browser. You chat, she sends photo messages, there’s a full image generator, and there are ready-made stories with whole casts. On the top plan, video and live voice calls join the party. The headline for me, though, is the free plan: 15 messages and 10 images a day, every day. Among girlfriend apps that also send pictures, I don’t know a more generous one.
I rebuilt this review in October 2026 from Nectar’s own pages: pricing, FAQ, help docs and terms. The main site is nectar.ai; trynectar.ai serves the same app under its own address.
What Nectar AI is
Companions live in three sections, Girls, Guys and Anime, or you make your own. The chat has more knobs than you’d guess. There are six chat models, the Nectar Basic Model and DeepSeek V4 Flash among them, a setting for how long her replies run, and a Continue button you can hit up to 8 times in a row when she’s on a roll.
Fantasies are the fun part if you like stories. They’re ready-made scenarios with several companions in one storyline, and you can also pull extra characters into any chat to make it a group chat. She chats in several languages, German, Spanish and French included.
There’s no iOS or Android app. Nectar runs in the browser on desktop and mobile, and you can stick it on your phone’s home screen so it feels like one.
What the adult side really allows
Two modes, plainly described. SFW mode “filters explicit content”. NSFW mode “removes those filters and allows mature adult content, including explicit roleplay and sexual themes.” That’s their wording, not mine. NSFW is only for verified users aged 18 and over, and every NSFW interaction has to involve consenting adults.
There’s also a published list of banned content. Among other things it rules out non-consensual scenarios and copyrighted characters, so your favorite character from a show stays off limits.
Features that matter
Memory
How much she remembers depends on what you pay: 8K tokens of context on Premium, 16K on Pro, 64K on Ultimate. Nectar says there’s “no fixed number of messages per window.” On top of that, a Memory panel saves memories automatically and lets you write your own, up to 200 characters each, and you can star up to 10 as important. The catch? Start a new conversation and those memories stay behind.
Pictures
The generator has four models: Nectar’s Companion model, Anime, Realistic and Experimental Realistic. The top option is V3 2K, and a photo of two of your companions together needs V3. HD starts on Pro.
Video and voice
Video is Ultimate only. Clips come in 5-second steps from 5 to 30 seconds, at 480p, 720p or 1080p, with optional sound. You can extend a clip (not at 480p), run up to 4 at once, or just ask for a video in the chat. Every paid plan gets voice messages (50 on Premium and Pro, 100 on Ultimate). Live voice calls? Ultimate again, billed per minute in credits.
Building her yourself
Creating a companion costs nothing. First her look: body type, ethnicity, outfit and the rest. Then the inside, meaning personality, backstory and how she talks. Think before you click, because ethnicity, hair, eyes and body type are locked once she exists. Free and Premium get one custom companion, Pro and Ultimate as many as they want.
Nectar AI pricing
Four plans. Pay yearly and it’s one charge; the per-month number on the paywall is that charge split twelve ways.
| Plan | Monthly | Yearly (one payment) | What stands out | ||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free | What Nectar AI isCompanions live in three sections, Girls, Guys and Anime, or you make your own. The chat has more knobs than you’d guess. There are six chat models, the Nectar Basic Model and DeepSeek V4 Flash among them, a setting for how long her replies run, and a Continue button you can hit up to 8 times in a row when she’s on a roll. Fantasies are the fun part if you like stories. They’re ready-made scenarios with several companions in one storyline, and you can also pull extra characters into any chat to make it a group chat. She chats in several languages, German, Spanish and French included. There’s no iOS or Android app. Nectar runs in the browser on desktop and mobile, and you can stick it on your phone’s home screen so it feels like one. What the adult side really allowsTwo modes, plainly described. SFW mode “filters explicit content”. NSFW mode “removes those filters and allows mature adult content, including explicit roleplay and sexual themes.” That’s their wording, not mine. NSFW is only for verified users aged 18 and over, and every NSFW interaction has to involve consenting adults. There’s also a published list of banned content. Among other things it rules out non-consensual scenarios and copyrighted characters, so your favorite character from a show stays off limits. Features that matterMemoryHow much she remembers depends on what you pay: 8K tokens of context on Premium, 16K on Pro, 64K on Ultimate. Nectar says there’s “no fixed number of messages per window.” On top of that, a Memory panel saves memories automatically and lets you write your own, up to 200 characters each, and you can star up to 10 as important. The catch? Start a new conversation and those memories stay behind. PicturesThe generator has four models: Nectar’s Companion model, Anime, Realistic and Experimental Realistic. The top option is V3 2K, and a photo of two of your companions together needs V3. HD starts on Pro. Video and voiceVideo is Ultimate only. Clips come in 5-second steps from 5 to 30 seconds, at 480p, 720p or 1080p, with optional sound. You can extend a clip (not at 480p), run up to 4 at once, or just ask for a video in the chat. Every paid plan gets voice messages (50 on Premium and Pro, 100 on Ultimate). Live voice calls? Ultimate again, billed per minute in credits. Building her yourselfCreating a companion costs nothing. First her look: body type, ethnicity, outfit and the rest. Then the inside, meaning personality, backstory and how she talks. Think before you click, because ethnicity, hair, eyes and body type are locked once she exists. Free and Premium get one custom companion, Pro and Ultimate as many as they want. Nectar AI pricingFour plans. Pay yearly and it’s one charge; the per-month number on the paywall is that charge split twelve ways.
One more thing: Nectar runs pricing tests, so some visitors see different plans. If your checkout doesn’t match my table, that’s probably why, and your checkout is the one that counts. Credits are the second currency. They pay for voice calls, extra voice messages, V3 images, video and chat models with a credit price, among other things. Packs go from $4.99 (2,500 credits) all the way to $199.99, which buys 100,000 plus a 35,000 bonus. The free planFree gets you 15 messages and 10 image generations a day, plus one custom companion to spend them on. She remembers the last 15 messages, you get 4 customizations and 1 photo message, and that’s about it. Still, it’s enough to build her, chat a bit each day and see her pictures before you spend a cent. It’s the free plan I point people to when they want to try an AI girlfriend properly. Money, refunds and privacyYou can pay by card or crypto, with Visa, Mastercard, Bitcoin, Ethereum and Solana logos in the footer. The charge shows up as “Nectar Vixen AI”, says the checkout. How discreet that is, I’ll let you judge. Cancelling takes a few clicks: Profile, then Settings, then Subscription and Credits. Premium stays on until the end of the cycle, and then you’re back on the free plan. Refunds are another story. Under the terms (version 2.2, August 2026), subscription fees are non-refundable unless the law says otherwise, and anything beyond that is Nectar’s call, case by case. On privacy, the FAQ says your chats and creations are private, aren’t shared with third parties and aren’t used to train external models. The privacy policy (updated January 2026) mentions encryption, firewalls and SSL. It doesn’t claim end-to-end encryption, so neither will I. Support runs through a Discord ticket or support@nectar.ai. What to watch out for
| What Nectar AI isCompanions live in three sections, Girls, Guys and Anime, or you make your own. The chat has more knobs than you’d guess. There are six chat models, the Nectar Basic Model and DeepSeek V4 Flash among them, a setting for how long her replies run, and a Continue button you can hit up to 8 times in a row when she’s on a roll. Fantasies are the fun part if you like stories. They’re ready-made scenarios with several companions in one storyline, and you can also pull extra characters into any chat to make it a group chat. She chats in several languages, German, Spanish and French included. There’s no iOS or Android app. Nectar runs in the browser on desktop and mobile, and you can stick it on your phone’s home screen so it feels like one. What the adult side really allowsTwo modes, plainly described. SFW mode “filters explicit content”. NSFW mode “removes those filters and allows mature adult content, including explicit roleplay and sexual themes.” That’s their wording, not mine. NSFW is only for verified users aged 18 and over, and every NSFW interaction has to involve consenting adults. There’s also a published list of banned content. Among other things it rules out non-consensual scenarios and copyrighted characters, so your favorite character from a show stays off limits. Features that matterMemoryHow much she remembers depends on what you pay: 8K tokens of context on Premium, 16K on Pro, 64K on Ultimate. Nectar says there’s “no fixed number of messages per window.” On top of that, a Memory panel saves memories automatically and lets you write your own, up to 200 characters each, and you can star up to 10 as important. The catch? Start a new conversation and those memories stay behind. PicturesThe generator has four models: Nectar’s Companion model, Anime, Realistic and Experimental Realistic. The top option is V3 2K, and a photo of two of your companions together needs V3. HD starts on Pro. Video and voiceVideo is Ultimate only. Clips come in 5-second steps from 5 to 30 seconds, at 480p, 720p or 1080p, with optional sound. You can extend a clip (not at 480p), run up to 4 at once, or just ask for a video in the chat. Every paid plan gets voice messages (50 on Premium and Pro, 100 on Ultimate). Live voice calls? Ultimate again, billed per minute in credits. Building her yourselfCreating a companion costs nothing. First her look: body type, ethnicity, outfit and the rest. Then the inside, meaning personality, backstory and how she talks. Think before you click, because ethnicity, hair, eyes and body type are locked once she exists. Free and Premium get one custom companion, Pro and Ultimate as many as they want. Nectar AI pricingFour plans. Pay yearly and it’s one charge; the per-month number on the paywall is that charge split twelve ways.
One more thing: Nectar runs pricing tests, so some visitors see different plans. If your checkout doesn’t match my table, that’s probably why, and your checkout is the one that counts. Credits are the second currency. They pay for voice calls, extra voice messages, V3 images, video and chat models with a credit price, among other things. Packs go from $4.99 (2,500 credits) all the way to $199.99, which buys 100,000 plus a 35,000 bonus. The free planFree gets you 15 messages and 10 image generations a day, plus one custom companion to spend them on. She remembers the last 15 messages, you get 4 customizations and 1 photo message, and that’s about it. Still, it’s enough to build her, chat a bit each day and see her pictures before you spend a cent. It’s the free plan I point people to when they want to try an AI girlfriend properly. Money, refunds and privacyYou can pay by card or crypto, with Visa, Mastercard, Bitcoin, Ethereum and Solana logos in the footer. The charge shows up as “Nectar Vixen AI”, says the checkout. How discreet that is, I’ll let you judge. Cancelling takes a few clicks: Profile, then Settings, then Subscription and Credits. Premium stays on until the end of the cycle, and then you’re back on the free plan. Refunds are another story. Under the terms (version 2.2, August 2026), subscription fees are non-refundable unless the law says otherwise, and anything beyond that is Nectar’s call, case by case. On privacy, the FAQ says your chats and creations are private, aren’t shared with third parties and aren’t used to train external models. The privacy policy (updated January 2026) mentions encryption, firewalls and SSL. It doesn’t claim end-to-end encryption, so neither will I. Support runs through a Discord ticket or support@nectar.ai. What to watch out for
| 15 messages and 10 images a day | ||||||||||||||||||||||||||||||||||||||||
| Premium | .99 | .99 (.99/mo) | 6,000 messages a month, 100 images a day | ||||||||||||||||||||||||||||||||||||||||
| Pro | .99 | 9.99 (.99/mo) | 9,000 messages a month, unlimited images, HD option | ||||||||||||||||||||||||||||||||||||||||
| Ultimate | .99 | 9.99 (.99/mo) | Unlimited messaging, video, voice chat, 2,500 credits a month |
One more thing: Nectar runs pricing tests, so some visitors see different plans. If your checkout doesn’t match my table, that’s probably why, and your checkout is the one that counts.
Credits are the second currency. They pay for voice calls, extra voice messages, V3 images, video and chat models with a credit price, among other things. Packs go from .99 (2,500 credits) all the way to 9.99, which buys 100,000 plus a 35,000 bonus.
The free plan
Free gets you 15 messages and 10 image generations a day, plus one custom companion to spend them on. She remembers the last 15 messages, you get 4 customizations and 1 photo message, and that’s about it. Still, it’s enough to build her, chat a bit each day and see her pictures before you spend a cent. It’s the free plan I point people to when they want to try an AI girlfriend properly.
Money, refunds and privacy
You can pay by card or crypto, with Visa, Mastercard, Bitcoin, Ethereum and Solana logos in the footer. The charge shows up as “Nectar Vixen AI”, says the checkout. How discreet that is, I’ll let you judge.
Cancelling takes a few clicks: Profile, then Settings, then Subscription and Credits. Premium stays on until the end of the cycle, and then you’re back on the free plan. Refunds are another story. Under the terms (version 2.2, August 2026), subscription fees are non-refundable unless the law says otherwise, and anything beyond that is Nectar’s call, case by case.
On privacy, the FAQ says your chats and creations are private, aren’t shared with third parties and aren’t used to train external models. The privacy policy (updated January 2026) mentions encryption, firewalls and SSL. It doesn’t claim end-to-end encryption, so neither will I. Support runs through a Discord ticket or support@nectar.ai.
What to watch out for
Your checkout may show different plans from my table.
6,000 messages a month is about 200 a day, and you get 100 images a day and one custom companion. Unlimited messaging is Ultimate only.
Video and live voice calls start at .99 a month, or 9.99 a year.
Use the free plan first, then try a month.
Is it for you?
If you want to try before paying, and I mean really try, pictures included, start here. Premium suits a steady chat-and-pictures habit. Pro is for people who build lots of companions and want HD. Ultimate is for anyone who wants video and voice calls.
Alternatives worth a look
Candy AI is cheaper if you’ll commit for a year: $3.99 a month, billed $47.88. Chat, pictures, video and voice calls are all in the lineup, and the charge shows up as EverAI. Its free taste is much smaller, though, just 5 messages.
OurDream AI is the one I’d look at for longer video. Clips go up to 60 seconds, at 100 DreamCoins per 5 seconds, voice calls cost 50 coins a minute, and paid plans include unlimited standard chat. Premium is $19.99 a month, or $9.99 a month on the yearly plan ($119.88).
Verdict
Nectar AI gets the free plan right, and that alone makes it my first stop for anyone curious about an AI girlfriend who sends pictures. Premium at $9.99 a month, or $59.99 for the year, is fair for chat and pictures as long as you know the ceilings. The flashy stuff, video and live calls, sits on Ultimate, so price that in before you get attached. And check your checkout before paying, since Nectar may be showing you different plans.
