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Secrets AI is an AI girlfriend site first and a picture and video maker second. The chat is the product: companions who text, call, remember what you told them and, with the spice level set to Spicy, go as far as you want. Pictures and video sit on top of that, paid for in a currency called moments, and that’s where the money conversation starts.
I rebuilt this review in October 2026 from Secrets AI’s own site and its official wiki, which is more detailed than most help centers I’ve read. The old review described retired plans, a chat model that no longer exists and character details nobody could check, so I started again from scratch.
What Secrets AI is
A browser-based companion chat run by Secret Labs Inc., a company with a Delaware address. You pick a companion from the gallery or build your own, realistic or anime, man or woman, with a voice from a library of 148. There’s no app-store version. Secrets says it isn’t on the App Store or Google Play, and that any app there using its name isn’t theirs. You install it from the browser instead, which gets you a home-screen icon and notifications.
How spicy does it get?
Every chat has a Spice Level. Mild is friendly, Medium is romantic, and Spicy is what Secrets calls open and uninhibited, with “no holds barred.” It carries over to voice calls, so a filthy chat stays filthy on the phone. You can set a default for new chats or change it per conversation, though it takes a few messages for the tone to shift.
Pictures can go just as far. The wiki says Advanced image mode moved to a new model in July 2026 and is now very capable of NSFW and intimate scenes, while the tag-based Premium mode is rated excellent for them. Explicit video gets its own Adult mode. Automated safety checks run on messages, pictures and videos, and if one pauses a chat, you can contest it.
Features that matter
Chat that remembers, and rewinds
S3 is the standard chat mode on every plan, S5 comes with Premium and Ultimate, S4 is Ultimate only, and X-3 is an experimental extra. You can flip between short, texting-style replies and longer paragraphs, write actions in asterisks, and edit any message to take the scene somewhere else. Time Travel, on the paid plans, rewinds a chat to any earlier message and deletes everything after it. Handy when a roleplay goes sideways. Memory gets stronger with each tier, and Ultimate adds lorebooks, personas, group chats with 2 or 3 companions, and companions who message you first after you’ve been away.
Pictures on request
Ask your companion for a photo in chat, tap the instant image button, or open the Generate page and write the scene yourself. A standard picture costs 50 moments and a 2K one costs 100. Presets for outfits, actions and scenes help if you hate writing prompts, batches go up to 8 pictures at once, and group shots fit up to 3 companions. Editing an existing picture only works on SFW ones.
Video, mode by mode
Video needs Premium or Ultimate and starts from a picture you’ve made. Adult is the NSFW mode: 8-second clips at 720p, no sound, 600 moments each. Advanced is the flashy one, with clips of 4 to 15 seconds, up to 4K and lip-synced audio, and Standard is the older SFW model. The exact cost shows on the Generate button before you commit.
Calls, bundles and Shorts
Voice calls cost 50 moments a minute, and Secrets says call audio is transcribed and then deleted straight away, with only the transcript kept. Bundles are paid packs of extra photos and videos for one companion, bought with moments and yours to keep. Secret Shorts are mini-dramas starring the companions, and the homepage says you can start watching them free.
Secrets AI pricing in 2026
From the subscription page of Secrets AI’s own wiki, October 2026.
| Plan | Monthly | On the yearly plan | Moments a month |
|---|---|---|---|
| Free | $0 | n/a | None |
| Premium | $19.99 | $9.17 a month ($109.99 a year) | 8,000 |
| Ultimate | $39.99 | $26.67 a month ($319.99 a year) | 15,000 |
So what do moments buy? On Premium, 8,000 covers 160 standard pictures or 13 Adult videos, or any mix of the two. The monthly grant resets on your renewal date and doesn’t roll over. Moments you buy on top never expire, and you get a 10% bonus on them with Premium or 15% with Ultimate. Free accounts can’t buy moments at all.
Is Secrets AI free?
For chat, yes. Free gets you 20 messages a day, access to every companion, basic memory and the S3 and X-3 modes. Only your own messages count, and the limit resets 24 hours after your first one. It’s tied to your device, so a second account won’t get you more. Free comes with no monthly moments, and pictures, video and calls need a paid plan anyway. You can still create one custom character, but free accounts get 100 messages in total with custom characters.
Billing, refunds and privacy
Secrets takes Visa, Mastercard and Discover (no Amex) and more than 300 cryptocurrencies, with a $20 minimum for crypto. The charge shows up on your statement as S LABS INC, which is about as discreet as it gets. Prepaid G2A keys exist as a last resort if nothing else works, and they don’t renew.
You can cancel any time from the subscription page and keep everything until the period ends. There’s no refund for the period you’re in, though. When you drop back to free, your chats, characters, pictures and videos stay on the account, which is kinder than some rivals that lock your library.
What to watch out for
- Free is chat only: no pictures, video or calls.
- Explicit video means the Adult mode: 8 seconds, 720p, silent, 600 moments a clip.
- The monthly moment grant resets and doesn’t roll over.
- No refund for the billing period you’re in when you cancel.
- Any Secrets AI app in an app store isn’t the official one.
Who Secrets AI is for
Chat people. If you want a companion who remembers you, calls you and gets properly explicit when asked, with pictures as a bonus, Secrets AI is a strong pick, and 20 free messages a day is enough to tell whether you click. Premium on the yearly plan is the sensible buy. If explicit video is the main draw, 8-second silent clips at 600 moments each won’t stretch far. You’ll find it in our AI sex chat and AI girlfriend ranking, and if video matters more, our AI porn video list is the better place to shop.
Secrets AI alternatives
Candy AI costs from $3.99 a month on the yearly plan (billed $47.88) and does chat, pictures, video and voice calls, plus Candy Shorts, episodic AI series where the first two episodes of each are free. It’s the obvious one to compare, and cheaper to start.
OurDream AI is the one for longer videos. Premium is $19.99 a month or $9.99 a month on the yearly plan, with 1,000 DreamCoins a month, and its companions make clips of up to 60 seconds at 100 coins per 5 seconds, in realistic or anime style.
Verdict
Secrets AI is one of the better places to sext an AI girlfriend right now. You control the spice, memory grows with the plan, Time Travel fixes a scene that went wrong, and calls keep the same tone as the chat. Pictures are fairly priced at 50 moments, and Secrets says its new image model handles NSFW scenes well. Explicit video is the weak spot: short, silent and heavy on moments. Come for the chat, treat the pictures as a perk, and if you stay, take Premium on the yearly plan.
